As a Product Owner at Kapitus, you will play a key role in optimizing our finance and treasury solutions. We are looking for a highly motivated and detail-oriented Product Owner to join our team and work alongside the Product Director of Finance and Treasury. In this role, you will support the end-to-end development and management of financial products and solutions, driving the intersection of business needs and technical implementation. You will collaborate with stakeholders across finance, treasury, and technical teams to enhance our financial systems, processes, and overall organizational capabilities.
What You Will Do:
Product Ownership:
- Manage the product lifecycle, including requirements gathering, roadmap creation, backlog prioritization, and delivery.
- Define and communicate product features, ensuring alignment with business goals and regulatory compliance.
Collaboration:
- Partner with Finance, Treasury, and Accounting teams to understand business challenges and translate them into actionable product requirements.
- Work closely with cross-functional teams, including developers, QA, and UX, to ensure timely and high-quality feature releases.
Strategic Planning:
- Refine the product roadmap based on feedback, market trends, and evolving business needs.
- Conduct regular product performance reviews and adjust strategies as needed.
Research and Compliance:
- Stay informed about trends in financial technology, payment systems, APIs, and treasury automation.
- Ensure compliance with financial regulations in product design and implementation.
Data-Driven Decisions:
- Monitor key product metrics and KPIs to ensure ongoing value delivery.
- Gather user feedback through interviews, surveys, and usability testing to continuously improve the product.
What We Are Looking For:
- Bachelor’s degree in Finance, Accounting, Business, Information Systems, Economics or a related field.
- 5+ years of experience as a Product Owner or similar role, with exposure to Finance, Treasury, or related areas.
- Strong understanding of financial systems and processes, such as cash management, liquidity planning, financial reporting, and forecasting.
- Proficiency in Agile methodologies and product management best practices.
- Strong communication skills to interact effectively with both technical and non-technical stakeholders.
- Excellent problem-solving skills, with a focus on data-driven decision-making and attention to detail.
- Experience with Mambu or similar core banking systems.
- Understanding of payment systems, APIs, and financial product development.
- Knowledge of financing and securitization processes.
- Familiarity with financial modeling and treasury risk management.
- Certifications in Product Management, Agile Practices, or Treasury Functions (e.g., CSPO, PMI-ACP, CTP)
- Experience with AWS cloud infrastructure and services, as Kapitus operates primarily on AWS
- Previous experience working with integration projects between financial systems and third-party platforms
- Strong SQL knowledge and experience with database/data warehouse technologies such as RDS and Snowflake, which form Kapitus's core data stack
Kapitus Total Rewards Package Includes:
- Competitive Base Salary Range of $96,300-$154,400. Kapitus is providing this as a good faith salary range to comply with applicable law. The applicant’s final salary will depend on a number of factors including the applicant’s geographic location, skills, and experience
- Annual Incentive Compensation Eligibility – Up to 10% annually
- Health Insurance: We offer comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare (UHC), with various coverage levels available to meet the needs of our employees and their families.
- 100% Company Paid Insurances: Kapitus fully covers the cost of basic short-term and long-term disability insurance, as well as vision insurance, ensuring our employees have comprehensive protection without any personal expense.
- Voluntary Insurance: Supplemental life insurance as well as enhanced short- and long-term disability coverage are available through Mutual of Omaha, providing additional security for our employees. Additionally, Colonial Accident and Hospitalization insurances are also available, offering further protection against unforeseen events.
- Paid Maternity and Parental Leave: Beyond state-mandated leave policies, Kapitus provides company-paid maternity and parental leave, supporting our employees during important family milestones.
- LifeBalance Program: Enhance your lifestyle with our LifeBalance membership, which offers discounts on outdoor activities, the arts, health, and fitness. Additional benefits include:
- Pet and car insurance discounts.
- Financial services such as LegalShield.
- Relaxation and stress management tools, including a fully covered annual subscription to The Calm App.
- Plum Benefits Discount Program: Access exclusive discounts on shows, travel, car rentals, and more, enriching your personal and family life.
- Tuition Reimbursement: Pursue further education with up to $5,000 annually in tuition reimbursement, plus opportunities to attend relevant conferences and career development events.
- Transit Reimbursement: We also offer transit reimbursement for all work-related travel, supporting your involvement in career and personal development activities.
- Paid Time Off and Sick Time
- Retirement Benefits: Our 401K plan is managed through Fidelity, featuring a 25% match on employee contributions, helping you plan for a secure financial future.
About Kapitus:
Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we can provide small businesses with the financing they need when, and how it is needed.
We have spent our entire existence building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work.
We show our teammates our appreciation by offering great benefits, competitive pay and solid opportunity for growth.
Company Mission:
At Kapitus, our mission is to help small business owners grow their organizations by providing tailored, transparent, and ethical financing solutions. We invest in every business owner’s story and we are dedicated to building lasting relationships to champion their goals. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity.
Consideration will be given to qualified remote candidates residing in states where Kapitus and/or one of its subsidiaries has an established physical presence